Housing has always been a significant aspiration of family expression and distinctly priciest
investment by household. It plays a momentous role in the countryís economy and so central to the
societal well-being that is emplaced in the United Nation Universal declaration of Human rights. Yet
in developed and developing world alike, cities struggle to provide decent housing for lower and
middle income population. The provision of affordable housing is a major policy concern around the
world with Malaysia being no exception; rising income hardly keep pace with price hike of housing
unit and housing interventions has majorly concentrated on demand side leading to a non- responsive
supply sector. Therefore, this paper highlights affordable housing issues pertaining Malaysia. It
formulates Malaysian Map of affordability and conducts an evaluation of global housing schemes to
better identify policy priorities for Malaysia. Itís significant to harmonize supply and demand side
factors in the housing market to ensure that housing supply fits the needs of citizens based on the
location, price and target group. In case of Malaysia supply oriented initiative are of urgency in short
and medium run. This must be supported by long term demand side schemes in parallel.
Convergence of these two factors is essential for a balanced equilibrium and obtaining affordability
Keywords: Housing, Affordability, Measurement, Global Policies, Supply, Demand,
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